Simon Lord Buyers Agent
Simon Lord Buyers Agent
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Buyer's Information Hub

A simple breakdown of the buying process, essential insights, and the support available to you.

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Costs to Consider Before You Buy

Simon Lord Buyers Agent is here to make the buying process clearer. I help you understand the essential costs so you can plan your purchase with confidence.


  • Deposit: Typically 5–20% of the purchase price; lower deposits may attract LMI.
  • First Home Owner’s Grant (FHOG): One-off Government grant for eligible first home buyers; varies by state.
  • Stamp Duty: State-based tax with rates, exemptions, and concessions depending on location.
  • Finance Pre-Approval: Confirms your borrowing capacity so you can search and offer confidently.
  • Buyer’s Agent Fees: I offer fixed-fee structure for clear, upfront budgeting.

Your Step-by-Step Property Buying Process

Step One: Finance & Pre-Approval

Step Three: Due Diligence & Negotiation

Step One: Finance & Pre-Approval

  • A mortgage broker reviews your financial situation and confirms your borrowing capacity.
  • Pre-approval positions you to make stronger offers and move quickly when the right property appears.
  • Mortgage brokers are typically paid by lenders, not buyers, and I can connect you with reputable professionals.

Step Two: Buyer’s Agent Support

Step Three: Due Diligence & Negotiation

Step One: Finance & Pre-Approval

  • I meet with you to understand your goals, preferred suburbs, and budget.
  • I research locations, inspect suitable properties, and identify off-market opportunities.
  • I liaise with selling agents, provide estimated buying costs, and ensure you have the right professionals involved.
  • My role is to save you time, reduce stress, and guide you through each decision with clarity.

Step Three: Due Diligence & Negotiation

Step Three: Due Diligence & Negotiation

Step Three: Due Diligence & Negotiation

  • You decide which properties to pursue.
  • I negotiate with selling agents or bid at auction on your behalf.
  • I coordinate key due diligence with licensed professionals, including building and pest inspections, heritage, flood, and fire zone checks, conveyancing and legal reviews.
  • I support you all the way through to settlement and beyond.

Start Your Journey

Professional Auction Bidding Services

Attending the Auction

I act as your authorised bidder, explain auction rules beforehand, and guide you through what to expect on the day.

Auction Strategy

We discuss the best approach based on your budget and the property’s estimated value, giving you a strong, well-planned bidding position.

Bidding at Auction

Auctions can be emotional. I step in to remove pressure and make confident, strategic decisions on your behalf.

Winning at Auction

If the property doesn’t sell, being the highest bidder can give us the first opportunity to negotiate directly with the seller, often a stronger position than winning outright.

What It Costs

  • $1,100 (incl. GST): First property
  • $880 (incl. GST): Second property
  • $660 (incl. GST): Additional properties


Win or lose. Multiple auctions may be required, and fees are structured to support this.


What’s Included

  • Budget and needs discussion
  • Auction process and rules explained
  • Bidding guidance (opening bids, vendor bids, etc.)
  • Importance of due diligence
  • Speaking with selling agents
  • Outlining auction conditions like deposit required, no cooling-off period
  • Pre-auction negotiation if appropriate
  • Negotiation if the property is passed in

Working Together

Auction bidding is one part of how I support you. We work as a team with one goal, i.e., securing the property you want.

Explore My Services

Helpful Resources for Your Journey

Everything you need to understand the buying process in one clear resource.

Access the E-book

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