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Are you a first home buyer?

I can help you find your dream home.

Powered by Leverage Listings

[email protected]

ARE YOU A FIRST HOME BUYER?

What costs are involved in buying a property?

Buying your first home or investment property is a very exciting time. It can also be complicated and confusing. Not to mention emotional, and at times scary.

As a Buyer’s Agent, I can assist you throughout the entire process and support you on your search for the right property. I can help you to see clearly which expenses you will need to consider when making one of the most important purchases of your life, such as:

Deposit Required

This may vary between 5% and 20% of the property purchase price. Lower deposits may attract Lender’s Mortgage Insurance (LMI) which is an additional cost to the borrower. This should also be factored in.

From 1 October 2025 the Australian government's First Home Guarantee commences, allowing minimum 5% deposits to purchase property. Conditions apply.

https://www.housingaustralia.gov.au/first-home-guarantee

First Home Owner's Grant (FHOG)

This Government contribution to first home buyers varies for each state and territory. Borrowers should take advantage of this one-off offer if eligible to do so. As little as 5% deposit may apply.

https://www.firsthome.gov.au/

Source: firsthome.gov.au

Stamp Duty

This is a government tax on the transfer of ownership of land and property. It also varies, and exemptions or concessions may apply under FHOG conditions in some instances. Stamp duty calculator.

Source: realestate.com.au.

Pre-Approval for Finance (Borrowing Capacity)

I strongly advise all of my clients to confirm your borrowing capacity with a reputable mortgage broker ASAP so that you can be realistic in your property search. It’s doesn’t cost a cent to confirm, and they will find you the best lending institution and mortgage (loan) for you. I also have broker contacts in my network.

Buyer's Agent Fees

I offer all of my first home buying clients fixed fee costs to provide whatever services they require, rather than a percentage of the property purchase price so that they know clearly how much to allow for in their budget.

I am happy to discuss my fees to suit your needs.

What costs are involved in buying a property?

Buying your first home or investment property is a very exciting time. It can also be complicated and confusing. Not to mention emotional, and at times scary.

As a Buyer’s Agent, I can assist you throughout the entire process and support you on your search for the right property. I can help you to see clearly which expenses you will need to consider when making one of the most important purchases of your life, such as:

Deposit Required

This may vary between 5% and 20% of the property purchase price. Lower deposits may attract Lender’s Mortgage Insurance (LMI) which is an additional cost to the borrower. This should also be factored in.

From 1 October 2025 the Australian government's First Home Guarantee commences, allowing minimum 5% deposits to purchase property. Conditions apply. https://www.firsthome.gov.au/

First Home Owner's Grant (FHOG)

This Government contribution to first home buyers varies for each state and territory. Borrowers should take advantage of this one-off offer if eligible to do so. As little as 5% deposit may apply. FHOG Link.

Source: firsthome.gov.au

Stamp Duty

This is a government tax on the transfer of ownership of land and property. It also varies, and exemptions or concessions may apply under FHOG conditions in some instances. Stamp duty calculator.

Source: realestate.com.au.

Pre-Approval for Finance (Borrowing Capacity)

I strongly advise all of my clients to confirm your borrowing capacity with a reputable mortgage broker ASAP so that you can be realistic in your property search.

It’s doesn’t cost a cent to confirm, and they will find you the best lending institution and mortgage (loan) for you. I also have broker contacts in my network.

Buyer's Agent Fees

I offer all of my first home buying clients fixed fee costs to provide whatever services they require, rather than a percentage of the property purchase price so that they know clearly how much to allow for in their budget.